Free Credit Report vs Free Credit Score

Everyone has the right to a copy of their free credit report once an year from the govt. But what's missing from these reports is your credit SCORES. Big problem -- Most banks, lenders, creditors, and loan providers all rely on your SCORES for making loan approval decisions, setting loan interest rates, etc. Whether that's for mortgage loans, auto loans, personal loans, or the type of credit cards you want to obtain, this is the number that really counts. Now, you DO want to get your annual free credit reports, but that's usually to correct/dispute the errors on them in the hope of improving your... yup, you guessed it, credit SCORES. Normally you need to go to the individual credit bureaus and wade thru some lengthy application forms in order to purchase your scores. But thru these free trial services below, you can obtain them for FREE!

Credit Score Comparison Chart   

  • Name
  • Ratings
  • Credit Scores Received
  • Credit Bureaus Monitored
  • Trial Period
  • Other Benefits
THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV. You have the right to a free credit report from AnnualCreditReport.com or 8773228228, the ONLY authorized source under federal law.

Free 3 Credit Scores FAST!  -- A popular method for seeing your three credit scores for free. Your Equifax, Experian, and TransUnion credit scores. Your annual free credit report is important, but so are your credit scores. This is what loan providers use for setting your loan interest rates, so it's important to see your credit scores before making major loan decisions. You usually have to pay a fee to see your scores, but thru this free trial offer, see them for FREE! Apply

Free Credit Score Immediately  -- Here's where you can obtain your free credit score from one of the 3 credit bureaus. A credit score offer that's growing in popularity. A lender likes to utilize your credit score to make major loan decisions. The service will also monitor all 3 credit bureau reports - Experian, TransUnion, and Equifax. Be instantly notified of any abnormal activity and changes in your credit. You also enjoy other benefis described on their website. Apply

Free TransUnion Credit Score  -- Perform a credit check for your TransUnion score. Also get peace of mind with 3 bureau credit monitoring where your Experian, Equifax, and TransUnion credit files are monitored for credit fraud. It's yet another way to obtain your free credit score. Something not offered by your annual credit report. Apply

Free Experian Score  -- With this service you get your Experian score during the free trial period. And all 3 credit bureaus are monitored - TransUnion, Equifax, and Experian. Since your lender might access any or all 3 credit bureau files to check your credit history, it's a good idea to monitor all 3 credit files. You enjoy unlimited access to your Experian score. Apply